Welcome to the Settlement Website for the No Joke, Inc. v. West Bend Mutual Insurance Company class action lawsuit.

A class action settlement involving certain Illinois, Kentucky, Missouri, Ohio, Tennessee, Virginia, and Wisconsin structural damage insurance claims may provide payments to those who qualify.


A Proposed Settlement has been reached in a class action about whether Defendant West Bend Mutual Insurance Company (“West Bend” or “Defendant”) properly deducted Nonmaterial Depreciation when adjusting certain Structural Loss claims in Illinois, Kentucky, Missouri, Ohio, Tennessee, Virginia, and Wisconsin (the “Class States”).

The Tenth Judicial Circuit Court in Peoria County, Illinois is overseeing this class action. The case is titled No Joke, Inc. v. West Bend Mutual Insurance Company, Case No. 2025-LA-0000153.

You may qualify for payment if you timely submit a valid Claim Form. Your legal rights are affected whether you act or do not act. You must submit a valid Claim Form to receive payment as part of this settlement.


Your Legal Rights and Options in This Settlement

Submit a Claim Form

The only way to get a payment if you qualify. The deadline to submit a Claim Form passed on February 6, 2026.

Ask to be Excluded

The deadline to exclude yourself from this settlement passed on December 8, 2025.

Object

The deadline to object to this settlement passed on December 8, 2025.

Go to the Hearing

This Settlement was approved at the Final Approval Hearing on January 7, 2026.

Do Nothing

You get no payment. You give up your legal rights.

These rights and options—and the deadlines to exercise them—are further explained on the Frequently Asked Questions page.